Role of Intellectual Property Rights in Banking, Finance, and Enterprise Valuation in India

Abstract

In the contemporary knowledge-driven economy, the structure of business assets has shifted significantly from tangible resources to intangible and innovation-based assets. Intellectual Property Rights (IPR) has emerged as critical financial and strategic instruments influencing enterprise valuation, credit assessment, and investment decisions. This research paper examines the role of Intellectual Property Rights within the Indian banking and financial system, focusing on their impact on firm valuation, access to finance, and investor confidence. The study adopts a doctrinal and analytical research methodology based on secondary data sourced from statutes, policy documents, institutional reports, and recent scholarly literature.